We submitted 7 claims. Attorney Davis discovered our sub-contractors were PAID directly by the homeowners and never paid us, the general contractor. It is called UNJUST ENRICHMENT. 5 of 7 subs PAID UP rather than be referred for prosecution to the DA. These are professional, direct, no nonsense people who get results.
AAC Gourmet Kitchens, Newport Beach
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Commercial Collections – Frequently Asked Questions (FAQ’s)

1 – What is Commercial Collections?

Commercial collections involves the collection of past-due receivables owed to a business by another business, or an individual for a business related debt. It can be distinguished from consumer collections which involves collection of debts owed by individuals that were incurred primarily for a personal, family or household purpose.

2. Does your firm only handle Commercial Collections?

Our collections service is generally focused on representation of business creditors or individuals that are owed money by other businesses or individuals. We routinely handle claims where the debtor is an individual where the basis of the claim is business related, such as a personal guaranty, or some other basis for personal liability of an individual in connection with a business debt. We do not currently accept volume retail collections (such as defaulted credit card debt) involving consumer debtors. We will accept non-commercial claims where the debtor is an individual depending on the nature of the claim, the documentation or other evidence supporting the claim, the age of the claim, its value, and our evaluation of its collectibility. Please contact us for a free initial consultation to evaluate your claim.

3. What is Your Process or “Steps” Used in Commercial Collections?

For each claim that is accepted for collections, the first stage in the collection process is to investigate the debtor and its financial situation (assets and liabilities). This is done by accessing a variety of public records and private data sources available to us, including private subscription only data bases to which we subscribe. Based on the results of the initial investigation, an initial demand letter may be sent to the debtor. We may combine this with a phone call to the debtor or personal visit to the debtor’s business premises. This initial demand is generally required under California law prior to a lawsuit, if one is necessary.the second stage of the collections process is to file a lawsuit. This is a litigation to collect the past due receivable. The goal of commercial collections litigation is to obtain a judgment or settlement. A collections case is not undertaken in the anticipation of contested litigation. A collections case is one the debtor is not anticipated to raise any substantial defenses, and typically is the type of case where creditor could obtain summary judgment (judgment by motion prior to trial) based on the underlying documents and a supporting affidavit. See the FAQ’s regarding commercial and civil litigation below for more information about litigation generally. In appropriate instances the collections attorney will seek to obtain a pre-judgment remedy against the debtor, such as an attachment against assets of the debtor, or an injunction to preserve the status quo or prevent fraudulent transfers of assets. Once a judgment has been obtained the third stage of the collections process is judgment enforcement. The collections attorney seeks to enforce the judgment against assets of the judgment debtor and turn it into cash using a variety of judgment enforcement tools permitted by law.

4. Do You Have any Special Tools to Enforce or Collect a Judgment?

There are a variety of legal tools that a collections attorney can use to seek to enforce a judgment on behalf of a judgment creditor. In California a collections attorney can serve restraining notices and information subpoenas upon banks holding or believed to hold accounts of the judgment debtor, and upon third parties that owe the debtor money (such as the debtor’s customers or clients). In California a judgment debtor can be compelled to answer written questions under oath or to participate in an oral examination under oath regarding the identity and location of the debtor’s assets. The sheriff or marshal can be instructed to seize the debtor’s bank accounts and execute and sell other assets, such as business equipment, vehicles, and real estate, among others. There are other devices that can be employed depending on the nature of the debtor’s assets.

5. What is the Likelihood of recovery on my Claim turned over for Commercial Collections?

The answer to this questions depends upon a number of factors including the age and size of the receivable and what it is for, whether the debtor is still engaged in business, whether the debtor has unencumbered assets, whether or not the debtor is a defendant in other litigation, and whether there are prior unsatisfied judgments against the debtor. In addition, the more information you are able to provide regarding the debtor, such as where the debtor banks, or the debtor’s primary customers or clients, the better the chances of recovery.

Arcadia Office
150 N. Santa Anita Ave,
Suite 200
Arcadia, CA 91006
Phone: (626) 446-6442
Fax: (626)-446-6454

Beverly Hills Office
9465 Wilshire Blvd.
Suite 300
Beverly Hills, CA 90212
Phone: (310)-880-5733

La Mirada Office
Cerritos Towne Center
17777 Center Court Drive ,
Suite 600
Cerritos, California, 90703
Phone: 888-888-6542

Los Angeles Office
Gas Company Tower
555 West Fifth Street,
31st Floor
Los Angeles, California, 90013
Phone: (213)-400-4132

Long Beach Office
Landmark Square
111 West Ocean Blvd.,
Suite 400
Long beach, California, 90802

Irvine Office
Oracle Tower
17901 Von Karman Avenue,
Suite 600
Irvine, California, 92614
Phone: (949)-203-3971
Fax: (949)-203-3972

Ontario Office
Lakeshore Center
3281 E. Guasti Road,
7th Floor
City of Ontario, California, 91761

Riverside Office
Turner Riverwalk
11801 Pierce Street,
Suite 200
Riverside, California, 92505
Phone: (909)-996-5644

San Diego
Emerald Plaza
402 West Broadway,
Suite #400
San Diego, California, 92101
Phone: (619)-885-2070

Aliso Viejo
Ladera Corporate Terrace
999 Corporate Drive,
Suite 100
Ladera Ranch, California, 92694
Phone: (714) 721-3822